An other key factor is calculating 7 years from the date of the original default. If it is over 7 years it should not show up in your CRs. One problem is that creditors try to be very creative about the date they start the 7 years from.
An other key factor is calculating 7 years from the date of the original default. If it is over 7 years it should not show up in your CRs. One problem is that creditors try to be very creative about the date they start the 7 years from.
As to the inquiry: was it so called hard, or soft inquiry?