No, not clear as mud since this is the first I've ever heard that scenario. Both the estate atty. and the atty. my sister and I hired stated the same things....that she is responsible for the mortgage. She gets to live there, pay all bills etc..until she dies. Or we call all agree to sell the house, and she still has to pay off her mortgage with her percentage of the sale she will receive based on the actuary tables. Florida law states that even tho a person has a homestead deeded only in their name, if there is a mortgage taken on the home, BOTH married parties have to sign for it. I suppose this protects the bank. In any case, they both took the mortgage out together. Might I ask where you are getting that reading from? Where I can find this information? I need to be informed, as that's how I am. Which is why I'm on this board asking all these questions and talking so much..lol I think I have stated before that I have offered to pay the mortgage off, but she will not agree to that as it means handing over her life estate She is trying to figure out a way to get us out of this altogether I believe..some way of keeping us from getting the home at all is the impression I get from her. I will not, nor will my sister put our names on a mortgage agreement with her as I will not allow my credit to be tied in with hers. I've worked hard in my life to maintain my credit. Besides, I don't trust her at all. Can't. She's done and said too many things to make herself untrustworthy. And my father would probably send a bolt of lightening down on my head if I did anyway..lol. She still tells us to read the will and tell her how we get the house. She says she has been to many different atty's., and tho they all tell her the same thing in regards to this, she's still not "getting it". Its like she thinks everyone is out to get her or something...who knows. Nobody is.....but I believe she is just too greedy for her own good. My dad didn't expect to die at 62 but he did leave her financially sound and it shocks me that she can't just be happy with what she got, and the fact that even though she has to pay a 385.00 mortgage and keep up a house, she has a place to live for very cheap if you ask me. If dad was alive, they'd be paying this out to pay the mortgage and upkeep. The only difference now is that he's not alive, and in the end, this house and any bills and maintenance will become my sister's and my problem. Maybe there just isn't anyway to explain it to her where she will "get it". We will just have to play the waiting game I guess.

