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  1. #1
    Join Date
    Mar 2006
    Location
    CA USA
    Posts
    1

    Default Overturning a Default Judgement

    A default judgement was entered against me in 2001. A lien was recorded on my non-existent property, as well, and included the name of my then-boyfriend who was an additional cardholder on the credit card account. He did not have contractual liability for the account.

    Outside of the lien, no efforts have been made to enforce the judgement. Nothing has been taken. I have never spoken to the people who sued me, but sent them a cease and desist letter to stop their annual phone calls that are not answered. They send a letter about once a year also.

    Is there something illegal about not making good on a judgement, purposefully? Is there no such thing as due diligence when it comes to civil judgements? I understand that not enforcing the judgement increases its size, but just wonder if there is a way to get the judgement overturned based on their inaction or recording a lien on nothing.

  2. #2

    Default

    The judgement is good for as long as your state allows. It will stay on your credit report for seven years and then will probably be re-aged (illegal but they will do it anyway) for another seven.

    When you don't pay your bills there are consequences.

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