My question involves collection proceedings in the State of: MS
My daughter had a baby and was discharged along with her son three days later. First her insurance paid the bills as she had already met her $500.00 deductible for the year. The insurance company called her telling her that she needed to call the hospital because a portion of her bills were not covered that they made a mistake on paying which were for well baby care while her son was in the nursery. She tole them that was something they did and had nothing to do with her and it was their problem to get their money back. Well I never heard of such a thing not being covered under insurance as I believe it should be covered as part of childbirth. Well that being done, later the hospital has now billed her for the $4,000.00 which she has a statement in her possesion of the insurance company paying that bill but at a much lower cost from what she is being billed for!! About 60% less was what had been paid to the hospital from the insurance company. Guess my question is first of all, can the hospital demand that she pay the full amount when they accepted almost 60% less from her insurance company? And second, she cannot pay in full like they are demanding from her and harrassing her that they will turn her in to the collection agency. She went to talk with them several times and they handed her a Promissary note to sign which asks to give alot of personal information such as bills owed and band accounts. Can they legally reuire this from her and charge her interest? She doesn't have the money to pay it in full!
I would greatly appreciate a speedy reply

