This happened in VA,on 5-1-09, but we reside in FL. My husband was in a 4 car accident on the highway- a truck hit a car, the car hit my husband and my husband hit the truck in front of him. The fellow all the way in the back was sited at fault. He has Allstate insurance,. My husband was sore for days- did not see a DR. But is going to have a MRI on 5-23-09 because he isn't getting better. Shoulder pain- neck and ribs hurt-. Allstate came and totaled our truck- cut us a check for 7k, and took the truck. My husband had to find a new truck for work (he travels for work and the truck carries his tools. While looking he lost a job in Nebraska aprox 10k. We have another truck now-17k. Allstate said they would give him $350.00 for his injury, then my husband said he is still sore, so they sent a check for $1300.00. We haven't cashed the check, and now they sent a release form for us to sign, releasing Allstate from future payments ect. We haven't signed it.. We have never been in this situation- what are we really intitled to? We have't involved our own insurance because our home policy is conected to our auto insurance, we are scared Farm Bureau would cancell our home owners insurance because in Fl. it is hard to get and is very expensive. Do we need a lawyer at this point?? any sugjestion on what to do would be great! Thx!