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  1. #1
    Join Date
    May 2009
    Posts
    4

    Default Checking Account Fraud

    My question involves criminal law for the state of: SC
    I got a call today from a person i know claiming that i had taken money out of thier account the thing is we both uses the same bank ,but i made payments online out of what i thought was my account now they said they are getting a warrant against me what should i do , i am going to the bank tommorrow to see exactly what happen , Is it possible that there was a mistake on my part or the bank ,,, what should i do?

  2. #2
    Join Date
    Sep 2005
    Location
    Behind a Desk
    Posts
    98,846

    Default Re: Checking Account Fraud

    Do you know this person? How did you manage to log into their account?

  3. #3
    Join Date
    May 2009
    Posts
    4

    Default Re: Checking Account Fraud

    yeah i know them and we live in a small town with a small town bank , is it possible that the account were crossed or maybe i accadiently put the wrong account in when i made my payment what should i do?

  4. #4
    Join Date
    Mar 2005
    Location
    Michigan
    Posts
    28,906

    Default Re: Checking Account Fraud

    You need to figure out what happened and why. Your bank should help with that.

    If the issue is that your account number is the same as theirs, but with a couple of numbers transposed (e.g., 987654321 and 987645321) it could have been a typo. If your account numbers are completely different, it's harder to explain.

  5. #5
    Join Date
    Jan 2006
    Posts
    38,867

    Default Re: Checking Account Fraud

    I don't know about the OP's bank but the couple I deal with also require a password to access an account online as well as the account number. Unless OP and his friend both used the same password, it is unlikely this was accidental, if a password is required.

    did you happen to use "password" as your password?

  6. #6
    Join Date
    May 2009
    Posts
    4

    Default Re: Checking Account Fraud

    we both use the same bank but i have no idea what thier account is but i plages from my account n on going to to the bank in the tomoorow and if is a mistake on my part or the bank they need to take the charge from my account , But i am scared this person can get a warrant for me to go to jail i don't know i tried speaking with this person to go to the bank with me they refuse and are planning to serve a warrant instead , Can they arrest me ?

    no I paid my bills on line useing what i thought was my account with have the same bank ABA number , i paid my normal bills on line like my car insurance and my auto payment , not threw my online banking threw the onetime payment with my insurance and auto loan , i plan to go to the bank tomorrow to get this straight if i made the mistake then take it out of my account if the bank made the mistake then still take it from the right account ((( mine))) but this person is so mad they will not consider even going to the bank with me to get this straight they just want to serve a warrant but i am scared that i am going to jAIL FOR A MISTAKE

  7. #7
    Join Date
    Jan 2006
    Posts
    38,867

    Default Re: Checking Account Fraud

    for a warrant to be issued, the other person will have to contact the police or the prosecuting attorney for your area. They then will investigate the situation. If the prosecutor believes their was malfeasance on your part, they then will decide if this is prosecutable or not. Then, a warrant would be issued for you.

    This is not happening in 1 day.

    Go to the bank and find out what happened

  8. #8
    Join Date
    May 2009
    Posts
    4

    Default Re: Checking Account Fraud

    i hope so in this small town a warrant can be issused by a judge , i plan on going to the bank first thing in the morning if i accidentaly put thier account in on my payments then i want it corrected , i am just scared we both use the same bank and i tried talking to them to go to the bank with me to get this staright but they have already spoken to the police and they have about 4 transaction that show my name and stuff as the person that did the ach , i just hope the bak can help me in the morning , the police adviced this person to go in front of the judge in the morning to issuse a warrant can they arrest me with just cause. i am just scared and want this matter fixed . and the funnt thing is i spoke to my account manage today several times and she never said any thing to me about this person or nothing . and that same account manage is also thier account manager

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