I disagree & and so does CVC Section 16029.
16029. Notwithstanding any other provision of law, a violation of subdivision (a) of Section 16028 is an infraction and shall be punished as follows:The penalty for a first violation of CVC section 16028 is usually set at the maximum allowed by law which is $200 (2nd/subsequent violation at the max of $500). Including penalty assessment, that translates into $760 for a 1st violation (2nd/subsequent violation is penalized by a fine + P. A. of $1900). However, a license suspension is NOT part of the options available to the court. Although pursuant to subsection (c) of CVC section 16029, the court can order that the vehicle be impounded for no insurance:
(a) Upon a first conviction, by a fine of not less than one hundred dollars ($100) and not more than two hundred dollars ($200), plus penalty assessments.
(b) Upon a subsequent conviction, occurring within three years of a prior conviction, by a fine of not less than two hundred dollars ($200) and not more than five hundred dollars ($500), plus penalty assessments.
(c) (1) At the discretion of the court, for good cause, and in addition to the penalties specified in subdivisions (a) and (b), the court may order the impoundment of the vehicle for which the owner could not produce evidence of financial responsibility in violation of subdivision (a) of Section 16028.I have seen judges reduces the penalty for a first violation by half if you are able to show that the vehicle is insured at the time of your appearance in court even if it were uninsured at the time you were cited. So make sure you get insurance before you appear in court.