My question involves collection proceedings in the State of: PA
I went to a doctor from my health insurance network his services are covered and paid by the insurance. He directed me to a nearby surgery center where he performed the surgery.
I now get the insurance summary and the surgery center is not part of the insurance network. The insurance paid about 1/3 of the billed services and now I'm liable for 2/3 of a bill in the thousands.
I was never notified by my doctor or the surgery center they they were not in network. Nor was i notified of the total amount of charges.
When you buy a car they have to disclose all the charges and fees, when you buy a house they have to disclose cost. Are there any medical disclosure laws in Pennsylvania?
I did sign several forms when getting pre-op testing one was saying i am responsible for charges not paid by insurance. I was thinking they are talking about copays and deductibles not 2/3 of the bill. Never mentioned they were not in network and insurance would only pay 1/3 of billed charges. Plus I never received a copy of the forms signed.