My question involves judgment recovery in the State of: Kentucky
I am scard to death I have been receiving numerous advertisement flyers from various law firms advising me that there has been a judgement filed against me by Discover Bank. I don't dispute the validity of the charges and have been able to find where the judgement was filed or at least a court case # but haven't been served with any paper work or a summons to appear.
My question is do they have so long a period of time to serve me with the appropriate summons if I am supposed to appear in court ? How long before they may start to garnish any wages and/or freeze my bank account ? Am I able to call the circuit court clerk in my county and find out the name at least of the law firm who has secured this judgement against me ?
Any information would be very helpful in this situation. I am umemployed and trying very hard to climb back into the job market and clean up my debts.