i have a lot of unfamiliar companies/collection on my CR stating i owe them money. they however do not state which account/company they are collecting the debt for. i also have the legit companies that i know for sure i have past due accounts with them....i have a total revolving balance on my CR, and i also have an total installment account balance on my CR. how would i know that i am not paying the same debt twice....? can i just pay off the debt thru the original lender (company) and not go thru the collection companies.......? and if so, after i paid the debt off, would the collection agenies disappear from my CR? thanks for your help.

