My question involves bankruptcy in the state of: Florida

Background: I am filing due to my wife losing her job and major repairs that are needed on a rental property i own. I am 100% owner of an LLC, now our sole means of income and will be working with the trustee to buy back the business after filing CH 7. Therefore, maintaining a viable, profitable business during and after CH 7 is vital.

I have 4 accounts and 1 line of credit (12k balance) at the same bank. We also have our business merchant account through this bank. ALL revenue and expenses are handled through this merchant account and checking accounts.

My question is this, i know that $$ in any accounts at the time of filing are essentially the trustees at that point. But what if that money is needed for the daily operations of the business? Are the accounts still frozen? What about all the money coming in and out, is that frozen, or at risk too?

As a follow up, what about the merchant account that all of our sales are processed through? Should we open a new merchant account before filing?

My attorney is still reviewing all the details of my case before making a recommendation. In the meantime, i am trying to gather as many 2nd opinions as possible.