Quote Quoting OhMy
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As far as her name on the deed, that will just be removed in the foreclosure process.
Z
I disagree with you on this point. If a title is held in common with the co-tenants, the bank cannot foreclose on the share owned by another party. The debtor, in actuality, does not own the entire house.

that is why how title is held is important and if the gal was added to the title after the mortgage was recorded. Is name added later, the bank can argue fraudulent transfer and seek to have the transfer rescinded.