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  1. #1
    Join Date
    Apr 2009
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    1

    Default Collections, Wage Garnishments and Frozen Bank Accounts

    My question involves judgment recovery in the State of: Texas

    Is it legal in Texas to garnish wages for a bad debt judgment? How about bank accounts? What if the bank account is in my married name and the judgement was filed in my maiden name? I don't really have any money except my bi-weekly check to pay bills. No savings or anything.

    A lawyer told me the creditor could not garnish my wages, put a lien on my house (homestead), or take my car (if I only have 1). I read conflicting information all over the web. The lawyer also said the creditor could send a sheriff over to my house to see if there is anything of value that they can take. Is that true and if so, what would they take?

  2. #2
    Join Date
    Sep 2005
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    Behind a Desk
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    98,846

    Default Re: Collections, Wage Garnishments and Frozen Bank Accounts

    Generally speaking, Texas doesn't permit wage garnishment. If you're hiding your cash in a bank account that's in your spouse's name, I won't promise you that a creditor won't try to go after it. If the creditor seeks to execute against your assets, they can take any assets they find that aren't exempt from execution. I'm not going to second-guess your lawyer and suggest that, if you need further details about what your lawyer meant, you ask him.

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