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  1. #1

    Angry Who Has the Authority to Open a Bank Account in Your Name

    My question involves a banking matter in the State of: Utah. Is there any form that gives someone the right to actually forge my signature to open a bank account? Someone signed my name to open an account at a local credit union and I am not one bit happy! I do not know my rights as far as this goes. I bought a car on March 14, it ended up being bad overall but that is not the issue in question, they are working with me. But I bought it from a dealership, did all the paperwork and that stuff, and the financing was provided through a local credit union. This credit union requires you to be a member and have a current account to get a loan which we already did and told them that we did. He confirmed that he knew we had an account, we finished the papers and left. Friday we received our first statement for the new loan and they created a new account there. We called the credit union who confirmed that a new member card had been filled out and signed. We had them print the photocopy that they scanned into the system and the signatures on the card were very obviously NOT mine nor my wife's. The paper is one that is specific to the credit union and is not related to the dealership at all. We had not seen that paper at all until Friday. What are my rights/odds of winning in a lawsuit?

  2. #2
    Join Date
    Jan 2008
    Location
    Toledo, OH
    Posts
    16,307

    Default Re: Forgery Issue, is There Any Form That Gives Someone the Right

    Is there any form that gives someone the right to actually forge my signature to open a bank account?
    That they fill out, without your knowledge or permission?

    No. None at all.

    Get yourself in to see an attorney, pronto.

  3. #3

    Default Re: Forgery Issue, is There Any Form That Gives Someone the Right

    There is nothing in the standard paperwork that would give them this right either right?

  4. #4
    Join Date
    Jan 2008
    Location
    Toledo, OH
    Posts
    16,307

    Default Re: Forgery Issue, is There Any Form That Gives Someone the Right

    I've never heard of any form giving anyone permission to forge my signature.

    And having just bought a car two weeks ago, there was certainly no such thing in the pile of papers I read and signed.

  5. #5

    Default Re: Forgery Issue, is There Any Form That Gives Someone the Right

    Thank you very much for your response. I am likely to call a lawyer tomorrow. I am just hesitant because if I lose I cannot afford to pay the legal fees which would be the dealerships responsibility if I won. Are there any lawyers out there with any advice?

  6. #6
    Join Date
    Sep 2005
    Location
    Behind a Desk
    Posts
    98,846

    Default Re: Forgery Issue, is There Any Form That Gives Someone the Right

    I'm not clear on what your damages are. What money did you lose because this account was opened? What other harm did you suffer?

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