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  1. #1
    Join Date
    Apr 2009
    Posts
    1

    Default Fixing My Credit

    My question involves collection proceedings in the State of: Kansas

    I am just curious to what i need to do to get my credit rating back up.
    Currently i am at 500 and have about 10,000 in delinquent debts.
    I have paid off a bunch of the small ones totaling about $2,000 in the last 2 months and i am continue to pay about $1000 a month towards these debts.
    Although i had paid these debts off they still show up on my credit report and nothing has changed. I just wanted to see if there is anything i can do to get the delinquent debts that i have paid off and if so, how do i do this?
    Thank you for your help

  2. #2
    Join Date
    Oct 2008
    Location
    Washington comma the Great State of.
    Posts
    1,211

    Default Re: Fixing My Credit

    I have found a lot of useful information here.

    If you have paid off a debt in full and the debt owner still lists it as delinquent, you'll find general ideas for how to write a letter to the respective agencies to request an investigation/validation of the entry.

    Also, you could talk to the people who own your debt and mention to them that you've paid it off but they've neglected to notify the credit agencies. There are form letters in that website for that occasion as well.

    Good luck!

  3. #3
    Join Date
    Jul 2008
    Posts
    853

    Default Re: Fixing My Credit

    If these are collections, they are going to be nearly impossible to get removed. They will simply update to "paid" collections

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