I did ask the lawyer, they said I'll losing a house if i fill bankruptcy, some of the lawyer said I don't need to do anything. If the dr sue me I can prove that I don't have any money to pay. But some said I have to pay the dr. So I really don't know what to do. It's not my fault the dr office never contact me. Now I make the appeal my ins said the account is close so there' re no way they can process the claim. Please advise my what I need to do now.

