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  1. #1
    Join Date
    Feb 2009
    Posts
    3

    Question California Community Property Credit Cards

    I recently lost my Mom and she had several credit cards in her name only which my Dad has been responsible to pay for half of the Balances. Yesterday Chase called and said they would settle for $4300.00 but half would only be $3000.00. I explained that California is a community property state and that Dad should only be responsible for the $3000.00. She then said they would investigate through probate and He could be responsible for even more than the $4300.00. I'm thinking she was just trying to scare us into more money since she is with a debt collection angency handling the case for Chase Bank. Am I correct?

  2. #2
    Join Date
    Apr 2007
    Location
    Il.(near StL,Mo.)
    Posts
    5,252

    Default Re: California Community Property Credit Cards

    You have my sympathy on the death of your mother.

    In community property states such as California, debts assumed within the marriage are joint obligations of both spouses, even if only one spouse is party to the contract.

    Are you saying your mother had an estate to probate? If there was an estate, creditors should make a claim against the estate for payment.

  3. #3
    Join Date
    Feb 2009
    Posts
    3

    Default Re: California Community Property Credit Cards

    Thankyou so much for responding Betty, there is no estate. My dad has had to pay 1/2 of the balance for three other cards that were in my Mom's name and now Chase is telling us that instead of paying half of their balance which would be $3100.00 he has to pay $4200.00 even though I always thought Cal's community property law was Half???? Thankyou again...

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