I recently lost my Mom and she had several credit cards in her name only which my Dad has been responsible to pay for half of the Balances. Yesterday Chase called and said they would settle for $4300.00 but half would only be $3000.00. I explained that California is a community property state and that Dad should only be responsible for the $3000.00. She then said they would investigate through probate and He could be responsible for even more than the $4300.00. I'm thinking she was just trying to scare us into more money since she is with a debt collection angency handling the case for Chase Bank. Am I correct?

