In connecticut
After having surgery I found myself in debt in the amount of approx $3800 of which I don't have money to pay.
I was able to make payment arrangments with most but here is the kicker;
I was contacted by a collection agency regarding an outstanding medical bill I incurred this summer after surgery.
I phoned the business in Oct and asked if they would accept $10 per month until my $120 bill was paid in full because of surgery I was out of work and receiving only 60% of my pay which was just enough to cover necessary living expenses and mortgage. The company said no and that $25 per month was the minimum amount they accepted.
The business decided to stop billing me in Oct of 05 and now I am turned over to a collection agency and if I don;t pay by April 28 in full this will go on my credit report as delinquent.
This was until I could get back on my feet and possibly back to work making my full salary the $80 balance would be no problem to pay. The company radiology associates of hartford just does not want to work with me. If they had accepted the $10 per month I was able to send the acct would now be down to $40.
I have a feeling this might happen with other facilities I owe money to and would like to avoid having them classify me as delinquent. If they destroy my credit then why should I pay at all if the damage has alreay been done?
I am making every attempt to pay these people I just cannot afford to give anymore than $10 per month as I said until I can possibly return to work.
Any advise would be gratefully accepted.
Thankyou

