my ex-husband and I had a joint bank account. When we got divorced three years ago he said he cancelled the account. I went to the bank yesterday and was unable to open a new account. The account he claimed to have closed was open and 600.00 in the negative. The teller gave me the bank statement that showed when he deposits his paycheck. She said I can check the balance and see when the deposit is made to bring the account current. My question is beyond what is necessary to bring the account current, can I withdraw the money from the account to a zero balance and close the account so that it will not hurt me in the future?