My question involves bankruptcy in the state of: CA
Is it illegal to tell a creditor that if they sue you it might force you into Bankruptcy. What if you do file, but it is over a year after they filed the complaint?
I told one I was trying to pay them and if they filed a complaint, it might force me into bankruptcy. They said if you don't pay us we will sue you. I wasn't able to pay them, they filed a complaint. I let it go throught the system for a while and filed C7 about 14 months after the filed their complaint.
Is there anything illigal in what I did?

