My question involves bankruptcy in the state of: Florida. I like many others have been effected by the bad economy. I can"t make the payments on my cc anymore or my vehicle payments. Heres the run down: 40000 in cc, owe 30000 on a 15000 vehicle, 3000 in medical and a 1500 dollar a month mortgage. I gross 2400 a month, and my wife about 2800. Will that kind of income allow me CH 7 or 13. Is one better than the other as far as credit history or is BK just a BK

