I had a credit card and at one point lost my job and could no longer make the payments. I was trying to make payments to the collection agency for a while but havent in at least a year or more.. The debt is about $1,500 after intrest and fees. I have no assets. How often do CC take people to court for the debt? On my credit report it as listed as a charge off if that means anything.
I'm trying to get myself in a better place financially so I can pay it off, I'm a student, and babysit for a living.![]()

