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    Question 22 Year Old Discharged Debt Being Reported

    My question involves collection proceedings in the State of: Maryland

    16 years ago I moved to Tennessee. 22 years ago I had a debt with Mercantile Bank of MD which was bought by PNC Bank several years ago. I have NEVER done businss with PNC Bank. 20 years ago I had to file for bankruptcy.

    About 6 months ago, PNC starts reporting to all 3 credit bureaus that I have a current 'bad' debt. I have called numerous times, disputed their report, and have written to them regarding the situation with NO response.

    What steps can I take to force them to take this illegally reported debt off my credit reports?

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