it seems INTENT would be a very very hard thing to prove, naturally the creditors would TRY and use this, it would seem that unless the op told someone months BEFORE he went bust that his plan was to file bk if he lost, it would be un provable, doesnt the judge want to see some sort of evidence of fraud or intent?? other than a creditors claim of this? unless you leave some sort of evidence or trail i dont see HOW it could be proven. like i said earlier a GOOD bk wouldnt have a problem with this.imo