as much as i HATE to, i have to agree with Ohmy.. i have my transunion credit report in front of me, i have a judgement that was entered in 04/2005 and will be dropped on 03/2012 7 years.... right above this judgement is a little info i quote" the following items obtained from public records appear on your report. you may be required to explain public record items to potential creditors. any bankruptcy information wil remain on your report for 10 years from date of filing. unpaid tax liens may generlly be reported for an indefinite period of time depending on your state of residence. paid tax liens may be reported for 7 years from date of payment. all other public record information, including discharged chapter 13 bankruptcy, remains for up to 7 years" but i know the judgement is VALID for 10 years....