me and my gf were in an auto accident. she has broken her wrist and is unable to go to work. Now she may need surgery and may loose her job. How do we find out if there is a limit on the other guys insurance. His insurance has claimed liability all ready but we are unsure about a dollar figure to ask for. I know they will pay for medical bills but pain an suffering as well what should we ask for. I was also hurt in the accident.