My question involves malpractice by a lawyer in the state of: PA
Background - We were filing for chapter 7 due to our current mortgage situation and at the time of filing the lenders were not budging in helping us. We could not stay afloat and decided to file.
We had a very unattentive attorney throughout... a few weeks after our assumed discharge we had discussions with our home eq lender (an odd occurrence that led to this) and they informed us that before our creditors meeting they tried to no avail contacting our attorney regarding an offer to help us stay in our home and thus not proceed AT ALL with chapter 7. Our attorney NEVER TOLD US THIS at any point. Even at our creditors meeting we explained we wanted to stay in the house but no one was working with us, they all wanted their money now. So we thought it was still good to proceed and be discharged and the lender assumed that is what we wanted.
Now we have an offer to keep our home, and are considering it. But, its like we already surrendered the house so why not just move and be done..but this is not right! Since we want to stay, we end up filing chapter 7 for 15 - 20,000 worth of debt and 7-10 years of grief, regret, and a sense of disjustice!??! We have not been able to contact our lawyer still.
Do I have any legal recourse against my attorney for this? Does anybody know if because of this misconduct I could have my BK "reversed" in some way?
We dont know what to do at this point.