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  1. #1
    Join Date
    Feb 2009
    Posts
    1

    Default Debt Transferred to a Collection Law Firm

    My question involves collection proceedings in the State of: Virginia

    My debt was transferred from my credit company to a law firm, which sent me a letter demanding a payment. I send a letter (certified mail) back to them mid Jan 09, and I received a confirmation that the letter was received by the law firm several days later.

    The letter was asking for:

    * What the money you say I owe is for;
    * Explain and show me how you calculated what you say I owe;
    * Provide me with copies of any papers that show I agreed to pay what you say I owe;
    * Provide a verification or copy of any judgment if applicable;
    * Identify the original creditor;
    * Show me that you are licensed to collect in my state
    * Provide me with your license numbers and Registered Agent

    In addition, I clearly stated my new address outside USA.

    The law firm absolutely ignored my letter and filed a law suit against me a few days after they received the letter. I was served on my old address in USA by regular mail, not a certified mail. (The claim is for USD 15,000 – 13,000 Credit Card Debt + 2,000 Legal fees)

    At the moment, I am summoned to appear before the court in Virginia in late March

    I would be extremely grateful, if somebody can help me with the following questions:

    If I decide to go to court, and I am not currently in the country, can I appoint somebody to represent me without me being there? If yes, how can I find a lawyer and how much approximately it is going to cost me?
    If I decide not to go to court... Was I actually served properly? What are going to be the consequences for me?

    Thank you and I appreciate your time.

  2. #2
    Join Date
    Sep 2005
    Location
    Behind a Desk
    Posts
    98,846

    Default Re: Debt Transferred to a Collection Law Firm

    You can hire a lawyer to handle certain matters for you prior to the trial, but if there's a trial (or for certain hearings) you would have to appear in court yourself. To find out what a lawyer would charge to represent you, call some law firms in the county where the case is pending and ask.

    Was service of the lawsuit the very first notice you received that your collections case had been transferred to a collection agency or law firm? If not, explain. Thanks.

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