My question involves collection proceedings in the State of: FL
I enrolled at Florida Metropolitan University in 2003 (I was 19). I obtained a loan from SallieMae. I attended class once, changed my mind, enlisted in the Navy and went off to boot camp. I did not disenroll at Florida Metropolitan University (mistake one). Upon being stationed back in Florida I discovered that I was being held responsible for this loan, the school (Florida Metropolitan University), did not return to SallieMae. The money went to the school not me. I spoke with representatives at SallieMae and Florida Metropolitan University to try and figure this out. Both parties informed me that there was nothing they could do because I did not disenroll. Believing this information provided to me, I accepted responsibility (mistake two). The HR at the company I work for received a garnishment for my pay. I intervened and starting paying Florida Department of Education directly. I missed two payments and they reinstated the garnishment which is %15 of my pay. I have made a few mistakes regarding this situation but none worth me paying back a loan I did not utilize. If an affidavit can be submitted to my employer for the garnishment of my wages, documentation can be provided supporting my use/non-use of this loan. I am prepared to get a lawyer. I do not believe I should be held accountable for money I did not use. Is there a law saying I have to pay this back even though I didn't use it? Let me make this clear: I did not receive the money for the loan, the school recieved it. I have been paying on this loan because I thought I had no other recourse. These people have gone to extreme measures in deducting my pay for reason I don't feel responsible. If there is a written law that says I am, please provide references. Otherwise......

