My question involves collection proceedings in the State of: any state
there are many posts here regarding fdcpa violations and fining a ca up to a 1000 bucks for the violation, has ANYONE EVER received ANYTHING from a ca for a fdcpa violation?? it is my understanding that it takes quite a bit of trouble to pursue this, i am sure no good lawyer would do this on consignment, so the debtor would have to put up money to even pursue this, and odds are great he wouldnt see a dime. so essentially the ca,s and jdbs KNOW you wont file or pursue action,and thats why they flagrantly violate the fdcpa. So, to tell someone thats a violation of fdcpa is really meaningless and uselesss info to the troubled debtor, Unless a lawyer would use a violation in conjuction with a debt negotiation, to get a debt lowered threatening legal acion, i dont see the ca,s or jdb,s even caring about the violations.they know no one will pursue,

