My question involves collection proceedings in the State of: tennessee I had insurance that has said I had a pre-existing condition and denied payment of the bill. Went though the state of Tennessee department of commerce & insurance.They sided with the insurance. I lost my job in Oct. due to cut backs.I get unempoyment,but can bearly make ends meet.I'm raising my son by myself.I can't pay this bill of 31,000 dollors.I can't find any help with the state on this bill.I own very little a 10 year old car and make payments on a 10 year old moblie home.Do not even own the land its on.Should I file for bankruptcy or just let them come after me.I need a job.This sucks!

