Thanx, sir.i am aware of the vehicle exemption does the trustee deduct that from the book valu with an option 4 u 2 pay the difference or is just taken also my other ? was how is it that i cant discharge my stake in the home by my filing chap7 the only obligation i had in the agreement was to sell the home (which is dam near impossible n this mkt) which i complied with allowing perspective buyers 2 c hse,even signed contract 4 1 s.s ,etc.. Im sinking fast with only option chap7 y wouldnt i include our home which is the biggest liability especially with it mtged well over 100k of comps....thanx 4 ur help