
Quoting
sallylong
First of all, it was illegal for his previous employer to cancel his health insurance. Under the COBRA Act (this is a federal statute), an employer may not terminate coverage until 31 days after the employee has left the business. So he could seek some aide through his previous insurance carrier. I don't know about the law in NY but in VA, even if a medical bill is turned over to a collection agency, they do not have the right to garnish your wages. Therfore, even if you can't pay the worst that happens is you have outstanding debt on your credit report.