OUR HOUSE MORTGAGE IS IN MY SISTERS NAME SHE IS THE ONE WHO USED OUR HOUSE FOR COLATERAL SHE SIGNED THE DEED TO MY WIFE OVER A YEAR AGO. ME AND MY SISTER ARE ON THE NOTE FOR COMMERCIAL BUILDING WE BOLTH FILED BANKRUPTCY ON THE COMMERCIAL BUILDING AND THEY HAVE THE COLATERAL. EVEN SINCE MY WIFE HOLDS TITLE DEED OF TRUST THEY CAN STILL FORECLOSE