
Quoting
DefineDifferent5
I left school for the weekend and told my roommate if an emergency occured, she could use my car. Less than an hour later I got a call saying she had totalled my car rearending someone. She is not covered for that car specifically in insurance but has her own insurance.
#1 Am I in any way responsible for paying for this situation? I wasn't even in the city or county at the time...
#2 Will my insurance contact hers or do I have to contact her insurance? Will her insurance blame me for giving her permission to drive in case of emergency?
Overall I just have no idea what to do, I'm a college student and just need a car.
(WA)