My question involves an injury that occurred in the state of: Florida
On 01/05/2009 I was injured and my car was a total loss when an aggressive driver ran me off the road then left the scene. I hit a concrete highway divider at 65mph in my compact car. I wore my seatbelt and the airbags deployed, however I have a fractured disk [T12 Burst fracture] and may need an expensive procedure to correct.
My insurance only covers 80% of $10,000 Is it possible my employers group ppo will cover any of the cost outside of what my auto ins covers?
Can I get anything from my own ins company for pain and suffering?
Can I handle this myself or do I need a lawyer?
Most importantly I want to be bale to pay my medical bills and make a full recovery but I was upside down about $1700 on my car after the total loss report.

