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  1. #1
    Join Date
    May 2008
    Posts
    10

    Unhappy Run Off Road and Injured, but Responsible Party Left Scene

    My question involves an injury that occurred in the state of: Florida

    On 01/05/2009 I was injured and my car was a total loss when an aggressive driver ran me off the road then left the scene. I hit a concrete highway divider at 65mph in my compact car. I wore my seatbelt and the airbags deployed, however I have a fractured disk [T12 Burst fracture] and may need an expensive procedure to correct.

    My insurance only covers 80% of $10,000 Is it possible my employers group ppo will cover any of the cost outside of what my auto ins covers?

    Can I get anything from my own ins company for pain and suffering?

    Can I handle this myself or do I need a lawyer?

    Most importantly I want to be bale to pay my medical bills and make a full recovery but I was upside down about $1700 on my car after the total loss report.

  2. #2
    Join Date
    Sep 2005
    Location
    Behind a Desk
    Posts
    98,846

    Default Re: Run Off Road and Injured, but Responsible Party Left Scene

    You can try making a claim with your health insurance. I can't promise that you have coverage - that's a matter of contract. Read your policy terms.

    Should we assume that you couldn't identify the driver who ran you off the road, and the police were unsuccessful in tracking the person down?

  3. #3
    Join Date
    Mar 2007
    Posts
    9,096

    Default Re: Run Off Road and Injured, but Responsible Party Left Scene

    I am not trying to suggest anything here...

    But "I was run off the road by a crazy driver" is right up there with "I swerved to avoid a dog/deer/alien craft" and "I sneezed" as the most often heard excuses given to an insurance compaNY.

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