I will speak to a bankruptcy attorney (again). He was a bit vague as well.

Two more questions please.

1) What does it mean that credit cards may be a problem depending on my income? If the store goes bankrupt I would not have very much income at all if any. It is my belief that I would have to start out very "ground floor" if I found a job at all.

2) What about marital assets/income? My wife did not sign the Guaranty and only her name is on the home and her retirement fund/401K. The reason why I am asking this is if there is any chance her assets would be in danger I would be more likely to give up the farm early...I currently have a wild desire to make it through the next few years but I refuse to drag her into this. Thank you.