My car was repossessed last night. I gave it up willingly. I could not afford to make the payments anymore, so I left it in the street and they came by and took it last night.
The finance company called me today to see if I wanted to make arrangements to get the car back. I told them that I could not afford the payments. They then tell me that I could restructure my account and get my payment about $200 cheaper per month. I can afford the lower payment. Is this typical or are they trying to get info on my job and such to go after me in court?
I asked them why they did not ask me if I wanted this before and they guy told me he had no clue. They could have offered me this service a year ago. That is when I lost my job and had to take a job where I could not afford to make this payment