My question involves bankruptcy in the state of: New Mexico
My wife and I have a mortgage and a car loan. We don't have credit cards or any other loans. I have been out of work for several months. Her income is not sufficient to cover the mortgage, much less other bills. At this time we are current on our payments.
Can we file for Chapter 7 now, even that we are current (not in foreclosure or default)?
Regards -
commtr

