My question involves collection proceedings in the State of: Tennessee
I was in a relationship and made the foolish decision to help him get a personal loan. Neither of us were able to get the loan in our names alone so both our names are on it, with me being the primary name. He was making regular payments for a little over a year. Since then we have broken up and he has decided he will not continue those payments. I have asked him to take over the loan because I cannot afford to pay it. Someone suggested I default on the loan. I know my credit will take a blow because of this. My question is if I do default, will he then be responsible for the payments? Someone else suggested I take him to court, but I worry that would do no good since I willingly signed the loan and am the primary name. What are my options?

