My question involves an auto loan or repossession in the State of: Florida
I currently have a loan for a car with only 6 payments to go before its paid off. Currently I've been making partial payments due to being ill since June of 08 and working shorter hours. This has been fine up until today. My payment was due on Friday.. part of December & All of January. Technically December's payment is 35 days past due and January's payment is 4 days past due. The total amount is $327... however I only have $225 today. When I called I spoke to a very rude customer service rep, ended the call... called back to speak to a 'manager' and that didn't help either. It's hard to explain a situation when people don't let you speak. Anywho, I'm worried that even if I pay the $200 today they'll still repossess the car. I'm planning to pay the car off next month and after 3 years of paying for it I'd hate to see it go... any thoughts?

