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  1. #1
    Join Date
    Jan 2009
    Posts
    1

    Default Debt Collection

    My question involves collection proceedings in the State of: AZ.

    Can a debt collector file a lawsuit on unsecured credit card debt and get a judegement to sell your things? Thanks

  2. #2
    Join Date
    Jul 2006
    Posts
    5,437

    Default Re: Debt Collection

    Q: Can a debt collector file a lawsuit on unsecured credit card debt and get a judegement to sell your things?

    A: Yes.

  3. #3
    Join Date
    Apr 2007
    Location
    Il.(near StL,Mo.)
    Posts
    5,252

    Default Re: Debt Collection

    Agree; if they get a judgment against you, they can seize all non-exempt assets/income that your state allows.

  4. #4
    Join Date
    Jul 2008
    Posts
    853

    Default Re: Debt Collection

    As long as the debt collector either:

    a: owns the debt

    or

    b: is an attorney representing the creditor

    If a debt collector is telling you they are going to sue, and they either do not or cannot, it is a violation of the FDCPA.

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