My question involves collection proceedings in the State of: AZ.
Can a debt collector file a lawsuit on unsecured credit card debt and get a judegement to sell your things? Thanks
My question involves collection proceedings in the State of: AZ.
Can a debt collector file a lawsuit on unsecured credit card debt and get a judegement to sell your things? Thanks
Q: Can a debt collector file a lawsuit on unsecured credit card debt and get a judegement to sell your things?
A: Yes.
Agree; if they get a judgment against you, they can seize all non-exempt assets/income that your state allows.
As long as the debt collector either:
a: owns the debt
or
b: is an attorney representing the creditor
If a debt collector is telling you they are going to sue, and they either do not or cannot, it is a violation of the FDCPA.