My question involves bankruptcy in the state of: Ohio
I filed for Chapter 7 back in Nov. of 05, but i kept my house and vehicles.My lawyer sent my reaffirmation papers in for my house but my mortgage company said it was to late so they never reaffirmed my house.I still have the same loan and live in the same house.Therefore they do not report my payment history to the credit bureaus.Is tehre anything I can do to make them report it.I have 3 years of perfect credit with them and it could boost my scores up really big.I no its been a long time ago but im looking to refi now and could use some help on my situation. Thank you for your time.