My question involves bankruptcy in the state of: CA
My mother has gotten herself into a complete mess. My dad died 3 yrs ago and she gets about $2,400 from ssi and military widows pay. She has taken out so many credit cards and co-signed for so many family members that she is completely broke. I have suggested she file a chapter 7 since she is 67 and in pour health. The only thing I am concerned with is the boat that was my dads. He past away and I had taken over payments since then. there is 5 yrs left. I can not refinance in my name due to the current economics I can not get a loan with a 679 credit score. So if she files a 7 does she have to return the boat since its in both her & my dads name? Part of me really does not care but part of me does. Can someone please let me know. By the way my mother lives with me too and pays NOTHING cause she has so many bills. I really need her to be able to move out.
Thank you

