I have made mistakes in the past, I'm not proud, but they have happened. I am almost past all of this and can see the light at the 7 year mark. I am starting to get daily calls from Allied Interstate. I have noticed that they call from different numbers all the time, and most of the time they have people's names on the caller id, in place of the company name. I don't understand how they can do that.
In any case...
There is a debt that I alledgedly owe 2500 on. The acct was supposedly opened in May 1999, and last payment was Nov 1999. By wierd coincedence there is another credit card account that is alledged to have been opened in 98, and went delinquent around Q4 1999.
I lived in KY at that time and now reside in Ohio. I belive the SOL in KY is 5 years and in OH 6 years. By my math I am out of the SOL in both cases. So if I was to be sued, I could answer with that defense and the matter should be dropped. Is this correct?
Also, is there any way to counter sue them for harrassment on the calls from different names? I have asked them several times to not call me, and I mailed a letter last year but lost the Reciept. Should I send another letter?
Finally is the SOL reset only on payments? Could I have restarted it based on the conversations or calls? If they could use that what should my retort be?
Thanks for your advice and insight in advanced.

