My question involves collection proceedings in the State of: Florida
Today I was served with papers for a Pre-Trial/Mediation for a medical bill from an emergency room visit for a migraine headache back in 2006. The original bill was around $4000 and I made payments until I had financial problems and could no longer pay. I owe about $1900 and I was wondering what exactly will happen at this "mediation". I am currently working, but have defaulted on my mortgage and have a small amount of money saved for moving expenses. Will they take this to pay for the medical bill or will they garnish my wages? I am already struggling as it is.
Also, how much are court costs and interest? And if the court demands that I pay this, would bankruptcy cover this?
I am not trying to avoid this bill but I did (and still do) believe the amount for this visit to the ER is extremely high for a headache in which I was given a shot for and sent home.
Thank you in advance for any insight as to what is about to happen.