My question involves collection proceedings in the State of florida
hi in the last year i got some payday loans of the internet a total of 3 then i had some job difficultys and was not able to pay them completely and as a result my back account was closed because of having the negative balance for so long they went to collections today i got a call saying that he was an investigator and that since the bank account was closed in my county it is a theft by deception charge and that could reslut in criminal charges and i could be arrested is this true ?