There is a collection agency who is badgering me, which I believe borders on harrassment, though, they are a collection agency - so I get what their job is.
After a couple of weeks of numerous phone calls per day, every day of the week I got smart and researched my rights. Since the company hasn't sent me anything in the mail, and they say that the debt they are trying to collect was acquired from the original creditor, how can I be sure that it really is what they say it is??
In any event, I sent a letter to the company (certified,return receipt) asking to only contact me by mail and to not call by phone.
They continue to call and leave rather obnoxious messages on my cell phone (which I have saved), they sometimes call and hang up three or four times in a row and they continue to call at a minimum of once per day, even though they received the letter last week. They also called a neighbor (who we don't even know) and had them put a note on our door to contact the company.
I understand from the FDCP that I have certain rights to recover "damages" from these numerous violations - but what are "damages"?? Other than stressing me out and using up my cell phone minutes and gosh knows what they said to the neighbor for them to put a note on our door.
Any assistance out there???

