I just received a notice from the courts that I am being sued for two different credit cards. One is from within the last couple of years and the other is from many years ago. I don't have any idea as to when the last payment was made on the older card and I have checked my credit report and it is no longer on there. I'm pretty sure the statue has run out on this one, but since this is no longer on my credit report, how can I find out dates on this? Also I need to answer this notice. Do I send the lawyer listed on the papers from the courts a request for validation on these accounts and then file a copy of that letter with the courts? Thank you for your help as I can not afford an attorney.

